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Say When Charters: Veteran-Owned Fishing Guide Service in Panama City Beach

Welcome to Say When Charters, a fishing guide service operated by Capt. Chris Florence, a South Florida native with 20 years of experience fishing the Atlantic waters off the Florida Keys and Biscayne National Park. With another 10 years of fishing the Gulf of Mexico off Panama City Beach, Capt. Chris is passionate about offshore fishing and loves sharing that passion with others. Book your trip with us today and live the DREAM!

We are proud to offer a 10% discount for military and first responders with proper credentials. Just one person in the group needs to provide proof to avail the discount.

Join us aboard a 2016 27’ “GameFish” series Sea Hunt boat powered by twin 200 HP Yamaha Outboard engines. With a cruising speed of 35 knots and a maximum speed of 50 knots, this boat allows for stylish and efficient offshore fishing. Equipped with top-of-the-line double redundant electronics including twin Garmin GPS/Chart plotter/fishfinders, VHF radios, Garmin HDX 48 Nautical Mile Radar, JL audio system, and EPIRB, your safety and comfort are ensured. The deep V hull and Carolina bow flare design provide a dry ride in various sea conditions.

The Panhandle offers a plethora of fishing opportunities including Mahi Mahi, Blackfin Tuna, Cobia, Red Snapper, Black/Red/Gag, and Scamp Grouper. Explore the abundance of wrecks and structures within 9 miles offshore of the St. Andrews pass, teeming with schools of fish and large Amberjacks beneath the Emerald green waters.

At the end of your trip, Captain Chris will clean and fillet your catch, ready for a delicious meal later that evening. We welcome anglers of all ages and skill levels, so bring the whole family for an unforgettable fishing experience.

Your trip with Say When Charters includes rods, reels, tackle, live and artificial baits, and a fishing license. Additionally, all USCG safety gear is provided for your peace of mind. Just bring your own food and drinks for the day (water is provided), and get ready to enjoy your fishing adventure. Book now and experience the excitement of fishing with Say When Charters!

How to get there?

Available fish species

Amberjack
Cobia
Dolphin (Mahi Mahi)
Black Grouper
Red Grouper
Scamp Grouper
King Mackerel (Kingfish)
Mangrove Snapper
Red Snapper
Vermilion Snapper
Blackfin Tuna

Amenities

GPS Twin Garmin Chart plotters
Fishfinder with side Scan
Live Bait Well
Wireless Trolling Motor
Outriggers
Ice Box For food and drinks/ separate box for fish
Radar 48 Nautical Mile

FAQs

What are the trip rates for Say When Charters?

Say When Charters offers the following trips for customers:

  • $450 per group - 3-Hour Trip: Inshore Bull Redfish (3 hours)
  • $660 per group - 4-Hour Trip: Bottom/Trolling (AM) (4 hours)
  • $660 per group - 4-Hour Trip: Bottom/Trolling (PM) (4 hours)
  • $825 per group - 5-Hour Trip: Bottom/Trolling (AM) (5 hours)
  • $825 per group - 5-Hour Trip: Bottom/Trolling (PM) (5 hours)
  • $990 per group - 6-Hour Trip: Bottom/Trolling (AM) (6 hours)
  • $990 per group - 6-Hour Trip: Bottom/Trolling (PM) (6 hours)
  • $1,320 per group - 8-Hour Trip: Bottom/Trolling/Drift (8 hours)

Which amenities are available onboard with Say When Charters?

When you book a trip with Say When Charters, you can enjoy the following amenities onboard:

  • GPS Twin Garmin Chart plotters
  • Fishfinder with side Scan
  • Live Bait Well
  • Wireless Trolling Motor
  • Outriggers
  • Ice Box for food and drinks, with a separate box for fish
  • Radar with a range of 48 Nautical Miles

What's included in the trip price with Say When Charters?

Trips booked with Say When Charters include the following amenities:

  • Rods, reels, and tackle
  • Live bait (subject to availability, time of day, and trip)
  • Lures
  • Catch cleaning and filleting (Captain Chris will clean and fillet all keepers)
  • Drinks (water will be provided)
  • Fishing license (license provided for both residents and non-residents)

What types of fishing does Say When Charters offer?

Say When Charters specializes in the following types of fishing trips:

  • Nearshore Fishing
  • Offshore Fishing (Up to 9 miles offshore)
  • Reef Fishing (Hard live bottom)
  • Wreck Fishing (Shipwrecks and man-made submerged structures)

What fishing techniques does Say When Charters offer?

Say When Charters specializes in the following fishing techniques:

  • Light Tackle
  • Heavy Tackle
  • Bottom Fishing
  • Trolling
  • Spinning
  • Jigging
  • Drift Fishing
  • Deep Sea Fishing

Which fish species can I catch with Say When Charters?

Top targeted fish species with Say When Charters include:

  • Amberjack
  • Cobia
  • Dolphin (Mahi Mahi)
  • Grouper (Black)
  • Grouper (Red)
  • Grouper (Scamp)
  • King Mackerel (Kingfish)
  • Snapper (Mangrove)
  • Snapper (Red)
  • Snapper (Vermilion)
  • Tuna (Blackfin)